Travel Insurance

Protect Your Vacation Investment

Consider Travel Insurance for Your Panama City Beach Vacation

We want you to enjoy your Panama City Beach vacation with as little worry as possible.

Because unexpected illness, injury, severe weather, travel delays and other emergencies can happen, we encourage our guests to consider purchasing travel insurance or trip protection when booking their vacation.

Travel insurance is optional, but it can help protect eligible prepaid, nonrefundable vacation expenses when a covered event prevents you from traveling or causes you to interrupt your trip.

What Can Travel Insurance Help With?

Depending on the policy you choose, travel insurance may provide benefits for:

• Trip Cancellation — Reimbursement of eligible prepaid, nonrefundable trip expenses when you must cancel for a covered reason.

• Trip Interruption — Protection if an eligible event causes you to cut your vacation short.

• Emergency Medical Expenses — Coverage for certain unexpected medical expenses resulting from illness or injury during your trip.

• Emergency Medical Evacuation — Coverage that may help with medically necessary transportation to an appropriate medical facility.

• Travel Delays — Reimbursement for certain additional expenses resulting from covered travel delays.

• Baggage Problems — Coverage for certain lost, damaged or delayed baggage.

• Cancel For Any Reason (CFAR) — An optional benefit available with some policies that can provide partial reimbursement when you cancel for a reason that isn't otherwise covered.

Coverage, limits, exclusions and eligibility requirements vary significantly between policies. Please review the policy documents carefully before purchasing.

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Why Consider Insurance for Your Vacation Rental?

Our cancellation policy applies regardless of whether you have purchased travel insurance.

That means that if an unexpected event causes you to cancel your vacation, our rental cancellation policy determines the refund we can provide directly to you.

Travel insurance is separate. If your policy covers the reason for your cancellation, you may be able to seek reimbursement from the insurance company for eligible expenses that are not refundable under our cancellation policy.

For example, if you become seriously ill before your vacation and your insurance policy covers that illness, you may be able to submit a claim for eligible nonrefundable trip expenses.

Insurance does not automatically cover every cancellation. Covered reasons, documentation requirements, deadlines, exclusions and benefit limits are determined by the insurance policy you purchase.

Our Current Cancellation Policy

Short-Term Reservations

100% refund more than 30 days before check-in, minus the $150 cleaning fee.

50% refund 15–30 days before check-in, minus the $150 cleaning fee.

Please refer to your rental agreement for the complete cancellation terms applicable to your reservation.

Monthly Reservations — 1 Month or Longer

For rentals booked for one month or longer:

Cancellations must be made 6 weeks prior to the first day of your vacation for a full refund.

Cancellations made at least 30 days prior to check-in will constitute a 50% refund.

Cancellations made within the 30-day window prior to check-in will result in no refund.

Please refer to your rental agreement for the complete terms and any applicable conditions.

Consider Purchasing Travel Insurance Soon After Booking

If you decide to purchase travel insurance, consider doing so shortly after making your first trip payment or deposit.

Some benefits—particularly pre-existing medical condition waivers and Cancel For Any Reason coverage—may have specific purchase deadlines.

For example, some current plans require CFAR to be purchased within a specified number of days after the initial trip deposit, and the traveler may also have to cancel a certain amount of time before departure.

Before You Purchase

Please remember:

• Travel insurance is optional.

• Your rental reservation remains subject to our cancellation policy whether or not you purchase insurance.

• Travel insurance does not necessarily cover every reason for cancellation.

• Coverage and benefit limits vary by insurer and policy.

• Pre-existing medical conditions may be subject to special requirements or exclusions.

• Cancel For Any Reason coverage is optional and generally has additional cost and eligibility requirements.

• Some benefits must be purchased within a specific period after your initial trip payment.

• You should insure the amount of your trip that is actually nonrefundable.

• Always read the policy, certificate, exclusions and terms before purchasing.

• Claims are handled directly by the insurance company, not by our rental company.

Protect Your Vacation Investment

Your Panama City Beach vacation is an investment in your time, travel and memories.

If losing a portion of your prepaid vacation expenses would be a financial concern, consider comparing travel insurance options before your trip.

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-COMPARE TRAVEL INSURANCE OPTIONS-

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Travel insurance is offered by independent insurance providers and is not included with your rental. Our rental company does not provide insurance advice, determine coverage eligibility, process insurance claims or guarantee that any particular loss will be covered. We do not make any representation that a particular policy is appropriate for your individual circumstances. Please contact the insurance provider directly with questions about coverage, eligibility, exclusions, premiums or claims.

Insurance coverage is subject to the terms, conditions, exclusions and limitations of the applicable policy. Availability and benefits may vary based on the traveler's state of residence, trip details and other factors.